If something happens to you, your family keeps the house.
Pays your family, not the bank. See your rate in about 30 seconds.
Mortgage protection is life insurance that pays your family a tax-free lump sum, not the bank, so they can pay off the mortgage and stay home.
See your rate
Free, no obligation. Pick your state to start.
Rates are estimates; the carrier sets your final rate after underwriting. MarketView Agency is an independent insurance agency and is not affiliated with your mortgage lender.
Mortgage protection is life insurance that pays your family a tax-free lump sum, not the bank, so they can pay off the mortgage and stay home.
- Paid to your family, not the bank. They decide how to use it: pay off the house, cover bills, or both.
- Your rate stays locked for the length of the term you choose.
- Many plans need no medical exam. Your quote shows which ones.
- Independent agency. We compare carriers instead of selling just one.
Compare rates from top-rated carriers including
Licensed agent · National Producer License #18345705
Simple coverage, built around your loan.
- Step 1
Match your balance
Choose a coverage amount that would pay off what you owe on the house.
- Step 2
Match your years left
Pick a term, like 20 or 30 years, that lasts as long as your mortgage. Your rate is locked the whole time.
- Step 3
Your family stays home
If you pass away during the term, your family receives the benefit and can pay off the house.
Your lender is already protected. Your family isn't.
PMI and mortgage insurance from your lender protect the bank if payments stop. Mortgage protection is life insurance that protects the people who live in the house.
What affects your rate
There's no one-size price. Your quote is based on a few simple things, and you'll see real rates from several carriers side by side.
Your age
The younger you are when you lock in, the lower your rate tends to be.
Your health
Height, weight and health history help carriers price your coverage.
Nicotine use
Non-smokers usually pay less than people who use tobacco or nicotine.
Amount and term
More coverage or a longer term costs more. You can adjust both on your quote.
Mortgage protection, answered.
I got a mortgage protection letter. Is this from my lender?
No. Those letters usually come from insurance agencies, because mortgage records are public. MarketView Agency is an independent agency and is not affiliated with your lender or any government program. You're never required to buy mortgage protection.
Does it pay my mortgage company directly?
No. The benefit is paid to the people you name as beneficiaries. They decide whether to pay off the mortgage, keep making payments, or use it for other needs.
How much coverage should I get?
Most people start with their remaining mortgage balance. Some add extra for other debts, income or final expenses. You can change the amount on your quote and see how the price changes.
How long does coverage last?
You choose a term, typically 10 to 35 years. Most people match it to the years left on their loan. The rate stays the same for the whole term.
Do I need a medical exam?
Many plans don't. It depends on the carrier, the plan and your answers, and your quote shows which plans may not require one.
What if I refinance, pay it off or sell the house?
Your policy belongs to you, not the loan, so it stays in force as long as you pay the premium. With a level term plan, the benefit also stays the same as you pay down your mortgage.
Is the rate I see final?
Rates are estimates based on your answers. The carrier confirms your final rate after underwriting.
Keep the house in the family.
See your mortgage protection rate in about 30 seconds. Free and no obligation.
MarketView Agency · National Producer License #18345705. Mortgage protection is term life insurance. Coverage, rates and approval are determined by the insurance carrier after underwriting and vary by state. Quotes shown are estimates. MarketView Agency is an independent insurance agency and is not affiliated with any mortgage lender, bank or government agency. Your information is never sold or shared with other agencies.